This offer is what I describe as a "shiny object of distraction".

Hi @Seher Taskent, the decision on whether to invest in a condo or single-fam residential really comes down to your investment objectives and what you are looking for--is cash flow more important to you, equity & appreciation, or a balance of both? 

Quontic Adaptable Digital Bank does stated income loans for owner occupied.

There are many shiny objects in real estate, the investors who flourish are the ones who stick to their guns.

I feel like my analysis of locations is more subjective, and reliant on my personal experience than it is objective, and based on numbers/statistics.

it will be interesting to see if we go up to double digit rates

As others have alluded to above, the answer to this is highly dependent upon so many factors including your overall investing objective or goal.

There is a list of reasons to cancel a contract and get your earnest money back, your realtor would have that list, they might have to dig it up from when they took their state test. 

maybe I'm unmotivated but that's something I'd use lol. a fear of mine is shiny object syndrome.

Any of these people who have chosen to sit on the sidelines and wait for prices to decline have missed huge double digit appreciation numbers in almost all real estate markets over the last couple of years.