Additionally a key component is if sales are disclosed or not and if any percentage rent is tied to RX sales if you are talking about pharmacies.Depending on the purchase price and down payment the banks might only give a 15 or 20 year amortization with 10 years left.

Hi there - there are a few components to this.

Smoking inside a property is very detrimental to it's value.  

Executing on a deal is the most important component of a lender, but as Erik said, a lot of lenders win people over with amazing terms but ultimately can not follow through.

1- the tools to analyze the STR component of the market. 

IRRs like this are very suspect and are likely not imputing the labor component of the poster.  

I've gotten the pitch before and the tax-free component of taking loans on your own life insurance policy cash value without those loans showing up on our tax return is a BIG part of the Infinite Banking pitch.A Roth IRA and a Roth 401(k) solves this as you can contribute $25,500 per year between both Roth accounts.

A short sale and foreclosure are both detrimental to the FICO, where as a properly executed sub 2 will protect the total demolishing of a FICO, and actually help the seller re-establish good credit. 

The components of getting a deal together include finding the deal, finding funding for it, and then managing the deal...contractors and realtors for flipping, property management for buy and hold, etc.

Most lenders require that the buyer purchasing the home as an owner occupant actually move into the property within 60 days, which further limits your buying pool.Obviously anything that limits your buying pool is typically detrimental to competition and in turn, your offer action.