Now, allowing 2 tenants that have been there for many years, continue to stay for another year at the same rates, is I think an effective business decision and I'm not going to go through all the reasons why on here, because I do believe we are steering off topic.

It's probably more cost-effective than making the new windows fit the old openings. 

We've resorted to paying people to handle and just bill back for their time and that's been much more effective. 

You may not need a lot of money if you go the FHA route. once you generate the cash flow, it will be a cascading effect.

In effect the property improvements are often providing a greater return than the original investment was.

I am sure that the long term positive effect you had on them was probably even greater then the transformation of the condo!

After experiencing a serious damage via frozen pipes and insurance covered renovation - I feel like I need to figure out where I am with this rental and determine what to do with it.

An appeal shall lie from the judgment of a general district court, in any proceeding under this article, to the circuit court in the same manner and with like effect and upon like security as appeals taken under the provisions of § 16.1-106 et seq. except as specifically provided in this section.

If it's completely obvious cracked to hell, and crumbling then save the few hundred dollars you would spend on an engineer and go straight to a contractor but just remember they are in the business of doing repairs (sometimes not the most cost effective either) not giving you the best advice.

Subsequently, it can effect your utilization rate.For example, I had a commercial line of credit, that had not been reported to my credit reports.