Conventional mortgages roll in home insurance in the monthly bill.

Conventional should be able to take care of you.

Conventional, however, we worked out some creative financing for the downpayment.

My guidelines thus far are:- Purchase with a conventional loan with 20% down (waiting for the sale of my condo) - Live in Victoria Park, Wilton Manors, Pompano Beach, or Coral Springs (or another good area)- Have the cash flow cover at least the mortgage, insurance, and property tax (using the rental calculator on BP)- I'm mostly looking on Redfin for deals

Does the conventional lender have all the requirements they do for a conventional loan (like having enough assets, having a low debt to income ratio, good credit....)?

Conventional How did you add value to the deal?

conventional investment loan with all cash coming from myself. 20% down at 4.5% over 30 years.

You have to qualify both on the FHA end and then the 203K end versus a conventional loan where the restrictions are less versus hard money versus cash etc. 

Conventional Loan How did you add value to the deal?

You can also always just refinance into a conventional loan to get rid of the mortgage insurance once you get to 80% LTV.