Biggest rehab was we had to completely redo the bathroom because the subfloor under the toliet and shower were water damaged.

We look at turn keys, rehabs, agent listed homes, BRRRR properties, and more just knowing we have "more tools in the tool box".I think the biggest thing is just getting that first property bought and running, it gets easier with each one.....

I find myself in the opposite place where I'm a relative newbie, where deal flow is my biggest constraint to growth at the moment, and I can't get myself on ENOUGH wholesale lists! 

with only 20-30k I would be looking at how I can put that back into the business to increase revenue. 10x that into $200-300k then you can get some impact-full cash flow. 

It's definitely worth a listen:https://www.passiverealestateinvesting.com/the-pros-and-cons-buying-all-cash/Basically you should do what you're comfortable with but you can generate more revenue, faster, if you finance since you can then buy more properties faster.

I allow pets in my rentals, due to it being an additional revenue stream. 

Chicago had the biggest ground swell in truck inventory. 

Cap rate is calculated using the property's actual NOI (NOI = RE revenue - Operating expenses).  

My biggest thing is one lender offers 3% down on a conventional whereas the other only goes as low as 5% down on a conventional and I'd like to use as much leverage as possible.

A corporation whose primary revenue is from passive sources (rental properties, stocks, other investment instruments), is not eligible for the small corporation tax reduction and will pay income tax at the full corporate rate.