Additionally, I saw you didn't have anything on there for CapX, is that because you plan to fix everything with your $15k repair budget?

My question is, do I need flood insurance in addition to my normal home insurance?  

I'm trying to get a solid number so I can account for the additional insurance on my analysis.

No additional penalty fee will be required.Tenant Requested:The Tenant will provide written and proper notice as stated above. 0-3 Months: There is a penalty fee of one (1) month’s rent.3-6 Months: There is a penalty fee of two (2) month’s rent.6-9 Months: There is a penalty fee of four (4) month’s rent.

The prices are much more affordable and I could scale a rental portfolio much quicker than in the city/suburbs, just wondering if they are too risky with the lack of employment opportunities in the immediate area.

This is in addition to the search e-mail agents in Northern NJ which are almost always coming with price change on lower side.

The lender that ordered the appraisal will have to release the appraisal to the new lender with a transfer letter and a couple additional documents. 

These are professionals with additional training and a stricter code of ethics.

I really don’t want to have to wait an additional 60 days to get started.

A year is a long time to not know you have additional tenants.