As far as I have dealt with lenders they have wanted 2 years of tax returns and bank statements as proof of income for self employed.

then find a buyer who has no cash who can finance thru the bank. 

I probably couldn’t find a bank for a loan on that old of properties.

I will market as a No Bank Qualifying home.

The Qualified Exchange account set up - between you and the bank and QI.When the mechanism is applied this way you neither sell or buy property officially - you "exchange" with your QI. 

This would give a definite buyer in the contractor who would now have "skin" in the game for refinancing from a bank.

This would give a definite buyer in the contractor who would now have "skin" in the game for refinancing from a bank.

The IRS does not care whether it is a conventional loan, private loan, gift from a friend, sale of stock, savings, robbing your child's piggy bank or wherever you have access to money. 

I am closing one in Charleston next month that is the case.. my agent brought it to me.. to make it work there could be no fee up front .. but we will build 3 750k specs and they will get list backs.. everyone wins.. plus they know we are cash and can close.. you need cash in this end of the business.As for small subdivisions we do those in Oregon.. and its quite cash intensive and credit.. we just wrapping up 23 homes and that took 600k  in cash and 23  300k vertical loans.. so you need someone with the cash up front can let it ride for the 24 months start to finish and has the ability to walk into the bank and borrow 7 million dollars in 6 months.. these are doable but usually takes a person a decade or so to get the experience behind them so that the lender will work with you and the investor or you need your own cash.. 

“Ok Great,i am interested and i will like to make a purchase asap by sending a Us bank check from my bank to you via UsPS so please get back to me with your name and address state city and zipcode to send the check out. i will also handle the shipment myself through a shipping company after you have cash at hand.