For the right investor, this could be a strategic option to scale quicker and maximize tax benefits like we do.I have worked with GR quite a bit in the past, especially with loan blocks for rate buy down. 

Not asking for seller concessions to help buy down the interest rate if someone is using bank financing

Specifically on whether the high interest rates will lead to an increase in mortgage delinquency rates similar to what we saw during the 2008 great financial crisis.I plotted the chart below (Figure 1) to compare Fed Funds rate to unemployment rate and mortgage delinquency rate. 

So much so that the formula to determine the value of a commercial property is Net Operating Income / Cap Rate = Property Value. 

Hi everyone,With talk of market fluctuations and interest rate changes, I think it's prime time for us to dive into strategic adaptations.

For investment properties in the lower priced neighborhoods of Linden and Franklinton what type of vacancy rate is typical? 

At the time of lease signing they would give a check (usually like a cashier's check) for 1 full month's rent ($1000 in your example) and then the pro-rated amount would be due on the first of the month with every succeeding month being the full rent.For my own investing I usually look at it on a case-by-case basis.

Those rates are NOT normal, so we should still see appreciation strongly even at 5% rates.

I'd be willing to live in it which appears to have some benefits for a condo conversion depending what town you're in.The thought being that we could buy a duplex/triplex/quad, convert it to a condo, and sell off the remaining units leaving me with (at the end of the day) an affordable housing option.Here are the condo zoning laws that I found for Sunnyvale: https://www.huduser.gov/portal...My understanding is that they don't do condo conversions with <3% rental vacancy rate, but it looks like it was 3.1% from the most recent HUD market analysis for my area that I could find: https://www.huduser.gov/portal...Does anyone know someone who has done a condo conversion in the Bay Area?  

Hi Nick,Unless it's a rate/term refinance, 80% LTV is not common in refinances.