For such a small amount I would get a personal loan from somewhere for 20k and buy it cash.

in our market here we build 3 to 4 thousand new apartment doors yearly. that's one city metro.. so this in itself keeps rents from going to nuts.. but the new construction depending on where it is is 100 to 400 a foot to build.. its a 100k to build one on the low end up to 400k for one 2 bd apartment in an elevator building on the higher end..when you can go to rural US and buy existing homes in some of these small bergs for 50 to 70k and in some small towns in PA for instance I have seen many for 10 to 20k.. does not take much there to be successful renting those out.. cost of acquiring them is more akin to being in the used car business. 

We have a three story triplex in Norfolk, VA, and the top floor unit is a small one-bedroom.  

My goal is to begin my real estate journey buy acquiring a multi-unit i can occupy and rent out to cover to the mortgage and hopefully create small cash flow. 

One thing that may be good about purchasing a small multi-family to live in and house hack is that you can typically get in with a lower down payment (where as if you wait until it becomes a true investment you wont typically get in for less than 25% down).

In my area the majority of agents are part time, only a relatively small minority are doing it to earn their primary living.

Small fix ups are ok (paint, carpet, counter replacement etc.), but larger ones are probably not something I want to really get into at the moment (full kitchen remodels, full plumbing or electrical replacements, etc.).

Maybe pick a fairly small list, so that you can also include products that don't offer a free trial in the comparison.

No HOA, it’s a small lot, no laundry facilities, non-covered parking. 

HiA small suggestion:Anyway to automaticly (I know I spelled it wrong) follow a discussion that you commented on?