Quote from @Sam McCormack: @Adam PervezI agree with @Remington Lyman , you should build your core 4 and from there you can feel better about any market.

I wish you great success.Best regards,Sam Decker

Which is unrealistic for most Americans as they are living pay check to pay check.

Sam's Question of the day!!!

Some carriers to look into are Foremost(SFH only), Tower Hill and American Modern are all great option to get quotes from. 

First American is nationwide.

I'm not american, so I don't  know all the "trick' when it comes to check someone in the US. 

Personally, I find a middle ground, I do not invest in D or warzone properties/areas no matter what the price or ROI and I do not buy expensive non-cookie cutter properties which have a lower ROI than the stock market - I invest in properties/areas that are cookie cutter 'middle class American dreams' which will appeal to most, I want to have enough cash flow to leave room for error and to make a personal finance difference but not too much that it will suck up my $ on the buy in.

This could be Target, Sam’s Club (for linens and towels), HomeDepot (garden and patio furniture), BestBuy (huge TVs and other electronics such as XBox).

Hello,@Wade Alderson I am also Native American and considering going this route for funding my first house hack as well.