In the beginning, something that got me motivated to take charge was thinking about my financial future and looking at the statistics of the average American at retirement.

I refer to it as my "American Express", because I never leave home without it.

Think about that; another 30,000,000 Americans renting.

Travis West*  CIEC (Certified Indoor Environmental Consultant) Certified by the American Council of Accredited Certification*  MAC0325 (Mold Assessment Consultant) Licensed by the State of Texas Department of State Health Services

I currently have a American Express Gold Rewards card and an "nrewards" card through Navy Federal. 

That much of a discount sounds crazy, but the majority of Americans walk around with toxic credit card debt, auto loans, triple digit cable bills and even higher cell phone bills.

I could be very wrong about this.. these lenders may have the right to do it but the market may not accept that kind of high risk paper.. and for me personally the mantra that its every Americans right to own a home i flawed  one still must qualify and so the fiscal responsibility other wise that's why we have rental property. 

The biggest landlord in Raleigh is American Homes for Rent.

EQUIFAX SUFFERS MASSIVE SECURITY BREACH Equifax, one of three nationwide credit-reporting companies that track and rates the financial history of U.S. consumers, says a giant cybersecurity breach compromised the personal information of as many as 143 million Americans.

In addition, if you are referring to the Americans with Disabilities Act, illegal drug use is not considered a disability.