@Jerry Brisman yes these programs usually take 75% of the gross rental income to qualify.

While I'm aware that Pit Bulls (and Rottweilers and Dobermans and other restricted breeds) can be and usually are very sweet dogs and good pets. 

How do people usually go about finding these experts?  

This may or may not have a negative impact when it comes to qualifying for additional properties. 

It usually take a mojority of the neighborhood to vote in a change to the C&R.

Usually sellers either leave capex out or put it below the line.If you move it above the line then your offer is lower.True NOI it's below the line.But it is an expense, just like debt.

If you want to just buy as many properties as possible all at once then a conventional loan would work better because you take equity out all at once and use it all to buy as many properties as possible.Downside of a conventional loan is that the interest rate is usually a little higher tha FHA and you can only get a max of 80% equity, BUT if you get FHA then you have to pay mortage insurance for the life of the loan which usually brings your payment up higher than a conventional loan.Best of luck!

I believe that people usually turn into "coaches" when they are no longer making money doing what they are now considering teaching. 

The funny thing is that the cards that you don't have any balance on, or don't hardly ever use, won't usually give you much of a bump.

I almost purchased a two family with 2700 square feet seven years back for ~$900k - now that same home is probably worth at least $2mm BEFORE the coming "Amazon effect"second choice would be a non-landmarked 2-3 family house not more than .5 mile away from the 7 train. third choice a smaller multi-family building. cap rates will be low in 4% range but if you can hold it for 5-10 years with adequate reserves and money to upgrade, you will do wellhttps://www.zillow.com/homes/for_sale/Queens-New-Y...https://www.zillow.com/homes/for_sale/Queens-New-Y...fourth choicepre-war landmarked coop apartments in Jackson Heights. not an investment per se because you usually can't rent these out but if are an owner-occupant, these will do great. fifth choicea condo in LIC - these are already expensive and you'll probably have negative yield but IRR will be fine over a 5-10 year holdAs happy as I am for the Queens news, I was even more thrilled to hear about Nashville because it is the one and only place I have been out of state investing for the past four years!