Hey Sara,Sounds like you're considering using Traditional Financing.

For instance, should I target "buy & hold" investors, or home builders, or ...?

I'm a buy and hold investor. 

However, rules can vary by lender, so it's essential to confirm with potential lenders.Standard Waiting Period: For traditional cash-out refinancing, lenders typically require a waiting period of 6 months from the date of purchase.

Hi, I am looking to buy my first property this year (traditional house hack).

I'll keep looking around for other methods of financing, because I find it hard to believe that the current rates are all that are holding people back from continuing to invest in real estate.

Buy and hold for appreciation or buy and hold to cash flow asap.

Rare will you really find someone who is going to hold your hand and walk your thru step by step on how to become a millionaire. 

I have been keeping an eye on Richardson 75081 as well.L Streets probably going to price me out of any kind of buy and hold but its a great area for flips.Definitely in agreement with you about the houses near Sylvan and Hampton. 

I'm not saying make a dumb decision -- do your homework -- but then make a buy and know that you'll hold it for 10-20 years and be just fine.My two cents, at least.