I am an experienced CA Broker with a few years of background both in traditional Real Estate transactions and loan process.

I live in the East Bay - Oakland, CA.

Not sure if any CA HML will do that or not.Trustee sales are often postponed and only about 1 in 20 to 30 or less actually goes to sale.

I am a new investor in Tracy, CA.

Let me give an example: I own a SFR rental in Glendale CA and one in Lancaster CA.

I live in Santa Barbara, CA, where the median home value is $1,050,000.

Also, change your profile to the part of California you'll be living in since there are other investors that can network with you in those areas that are closest to you!

I'm personally of the opinion that it's generally best, at least for buy and hold properties, to have more equity in the deal, but as someone who lives in California, buying local properties with 30-100% down is fairly difficult for the investor just starting out.  

I need help deciding where would be the best place to invest in Northern California, southern Oregon or central Nevada.

Contained in that paperwork is your answer.In my state, CA, the foreclosure timeline is very clear.