Something like this. 2/1 apartment for rent in Garden Heights Neighborhood.

If it is deemed safe and something happens, no waiver will likely provide you with relief.

with such a high mortgage rate, it is very hard to find cash flowing investment even at 40percent down. everyone makes it sound so easy to find something with cashflow, but its not.

Several times I have worked with a buyer who ended up going direct to a seller or listing agent, then called me after the transaction asking about whether they can sue the seller for something they missed or that was misrepresented, or because they just overpaid or screwed up basically.

Just getting into the real estate investment market to generate cash flow for retirement and something that my kids can rely on later in life.  

i'm sure there would be a line around the block of investors wanting to buy the portfolio in one transaction with seller financing, so long as the terms are right. i'd look into it myself. but something to note: the copy and paste in a previous comment mentions 'to an owner-occupant.' does this mean those rules wouldn't apply if you're selling creatively to investors who will not occupy the homes?

Something like: when the foundation is finished, the framing, electric and plumbing are in, roofing and siding, etc   They will usually hold back 20% or so until the house actually has cleared all permits including the final permit of occupancy.  

Have you talked to multiple realtors or just looked at Zestimate or something?

I would also have a conversation with the renter and make sure they are 100% clear about their responsibilities going forward, even if something happens next week.

Based on what you're describing, I think your going-in criteria is definitely something that is strong *however* your goals may not match what current market reality is.When you say $3200/month payment - do you mean $3200/month before or after accounting for potential future rental income from your tenants in the other units?