Are there any banks in Philadelphia that do not charge Origination fee and loan Points fee when you refinance?

Then refinance in a year to pay the loan off.

Rental comps in the area are around $900-$950.My expenses before the cash out refinance will be minimal.

According to the BP podcast and his book, they all stated that cash-out refinance is the best thing ever for real estate investors but they all seem to left out the interest rate that comes with it.

The loan type would likely be a short term loan that would require you to refinance out of it after the rehab is completed...essentially the BRRRRR method.Secondly, in theory, the property should be improved and worth more....but how much more?  

Hi BP Community,  I'm looking to refinance my first rental property in Aiken, SC.

Even if you plan to hold the property for 10, 15, 30+ years, you will likely refinance at some point in the future to pull money out, so I wouldn't be too concerned about NOT choosing the 30-year mortgage. 

We would like to refinance to purchase another rental property but we are not sure of the steps. 

You can do the refinance through them, into the conventional loan.

To keep funding the next purchase, I want to refinance the previous purchase and go into the next one.