Refi out of bank loan question

[Justin Knighten]

We bought a house in March using a loan through a local bank. The balance is about $145,000 on a 25 year loan, at 4.24% but that can adjust every 5 years. This wasn't a total BRRR deal, but we have fixed a little and got a good enough deal that we probably have ~$10-15,000 in equity. The question is, should we try to move it to a conventional loan once we're able to (seasoning period and such), or keep it with the bank? It's a local bank that I could see us working with a fair amount in the future to take down other deals. Is it generally considered poor form to have them finance a property and then get out of their loan ASAP or is that just something that they generally expect people to do? If it matters, the property is being used as a short-term rental, and it's cash flowing like crazy right now. I hate to "throw money away", but I don't want to burn a bridge with the bank either. If I've missed any key information I can fill it in...