Necessary Stats:Credit Score: 740+Loan Type/Amount: Conventional/$320KProjected Income: $3100 (including me paying myself rent)Down Payment: 5%Let me know if there is extra info needed and thanks ahead of time for any advice that is offered!

That's an overstep of your licensure which agents do ALL THE TIME.

Since a lot of you are wondering the difference between PML and HML, here are my thoughts about it...Private money lending and hard money lending both involve loans for real estate, but they differ in source and terms.

When someone presents to "tap" Private-$ we want to do as little thinking as humanly possible, that's to say the burden is on you the proposed borrower to present a complete, detailed "pitch" outlining the allocation of every cent, contingencies, time-lines, data supporting each action item.

Not sure if you need this but something I would recommend for you is this website.https://www.areavibes.com/Use this rating and classification system I have created over time to get an idea of the "Class" for the area - A class B class & so onHere is my rating & classification for each livability score.80 and above A+78/79 A76/77 A-74/75 B+72/73 B70/71 B-68/69 C+66/67 C64/65 C-60/63 D59 and below F Thanks Preston.

This flexibility allows investors to move quickly and adapt to market conditions, making it a valuable tool for real estate deals.Let me know if you’d like assistance with your financing options!

Title companies make booboos all the time then need to do corrective deeds 

It's a headache at the best of times. 

Or the 3% down conventional has to be for the first time ever property?

I'm Sanusi Kamara from New York City, passionate about real estate investing for 5 years.