Hi Hillary,The easiest would be to go to your bank that originated your first mortgage (assuming you have a loan on your property).

Pay off mortgage of $320,000 and you are left with $76,000.

@Star Reid You could always look into bringing in a private lender or a partner into the deal. 

I currently own a property with no mortgage.

Pricing generally is impacted by every 20 point increment of your middle mortgage FICO mortgage score so a 740-760 score will get a better rate than a 680-700 score.2.

Anyone can elect not to use a mortgage contingency, and still obtain one, they merely waive the mortgage as a contingency.

We are considering living in the property for a year for more favorable mortgage terms, and Airbnb is something I'd love to do again. 

Of course what he’s doing is creating a book of private “listings”, tying them up at a specific price for 90 days, and only closing if he can flip the contract for a higher price to an end buyer.

You should bet on all the other levers of real estate including the tax benefits, cash flow, mortgage paydown.

Should the time 0 investment only include the cash investment (down payment) or the full purchase price (down payment AND mortgage amount)?