I have done my research online and it doesn't seem like the strongest market (population is stagnant, crime rate is not the best, job industry isn't very strong) but I know personal accounts are important as well. 

General liability only covers personal injury, bodily injury and property damage, not the existing building.  

This question is more personal.

That last one will be the hardest for me, I am not usually a social person.

I personally would not do it unless your getting a really good return on the investment.

I've also personally owned two multi-family properties in the city.

I actively pursued personal growth by enrolling in college and graduating with a Bachelor's degree in Criminal Justice from Southern New Hampshire University (January 2025).

Fund and Grow does ding your personal credit, and those inquiries will be asked about by the mortgage underwriter. 

My main reasons for buying an investment property in Tampa:-Not ready to leave Denver right now, but want to move in the next 3-5 years so want to remain flexible via renting my personal house-Rental investment property would give me some passive income on the side while I save up renting and decide if/where I want to move-Tampa property is just cheaper overall so even if I have to put more down, mortgage payment will be lower-Honestly, part of it is also just “manifesting” moving to Tampa eventually  Trace

That comes from personal experience as a landlord and working in professional property management lol