Go all out and play the risk game alongside others who have a low cost portfolio to keep them afloat if disaster strikes?

If not you run the risk of the due on sale clause and you'll have to come up the full price of the mortgage quick to save the property.

You are competing with the local guys and they can beat you every time, because they can manage a project much better, meaning they can take more risk.

I have done my own title search with it comes to buying bank reo, there is not much risk, but i need to learn the ropes like the wholesalers because that is their secret and they have the big pockets.thanks in advance

Too many risks.

If it is not and misrepresented or information accidentally omitted then the carrier can deny claims, adjust the policy premium for increased risk, or terminate the policy all together.    

I put every ounce of cash I have available into the brokerage account, because I have a risk allocation that is relatively risk free, and generates close to 10% in interest per year.I want to invest in a rental home.

Also will be house hacking and renting rooms to single renters, taking on the risk of the type of renter that could pop up.

Then they risk being released from their brokerage and losing their license.

The hope would be that this would mitigate some risk and hopefully drive growth (and yes, I am aware that means less money in my pocket).