The biggest reason to need 100% financing is that you haven't yet done enough deals to build up the capital to start putting money in themselves.Second, I don't know many HMLs who report to the credit bureaus, so it's unlikely that a defaulted hard money loan will result in difficulty obtaining future credit. 

FYI, on any invenstment property these banks seem to need the 20%.

That big tree is also going to need to be trimmed to prevent large overhanging branches from falling on the roof or damaing the roof tiles.

When you buy out of state you are going to need a team on the ground to act on your behalf.

Glad to see another young guy out here flexing some REI muscle.

Our gunsmith grand-father who found out what we were doing provided us with sleeve guns, worn on the forearms and fired with muscle action. each carried two 45 cal slugs.

We use engage luxury plank flooring so we won't ever have to replace (at 2.85 SF), we do 2 tone Sherwin Williams paint because we don't like the low income "off white" everything.

You need an LLC and insurance, and it's better to hear it now than to need it later when it's too late.

Just because a house needs to go through the probate  process doesn't mean there is any opportunity for an investor, or a catalyst for a seller to need to sell.

His tone change...