Now is the time to setup your healthcare strategy which might include open enrollment on the exchange, exploring insurance plans outside of the exchange and paying the penalty, setting up an HSA (typically low out-of-pocket medical expenses), setting up an HRA (typically for high out-of-pocket medical expenses), or a healthcare sharing ministry.7.

Since an addiction is a medical issue and covered by HIPA regulations , no one can really inquire as to if someone is actually a recovering addict .  

The inspector doesn't care if its medically required that @Bettina F. is trying to refer to and that excuse won't fly with them. 

@Bill Goodland I wrote a book for medical professionals just like yourself:  "DONE!

I'm not a doctor so don't quote me on this, just trying to make sense of it myself. 

What if you needed that money for an unforeseen medical bill or other big ticket expense? 

. = Tells us where to invest2 - How Money Works = Tells us How to Invest3 - Developing a REI Business/REI Plan = Tells us When to Invest (and in What)Some examples of the "themes" would be (with sub-topics):1 - Wholesaling (how to wholesale foreclosures, building lists, etc...)2 - Lease Options (Sandwiches, contracts, etc...)3 - Strategies (entrance/exit, Land Contracts, Notes, etc...)4 - Commercial (NNN, Medical Housing, Student Housing, etc...)5 - Treating REI as a Business (partnerships, Power teams, out of state investing, etc...)...just to name a few.It took a while to develop where we are right now, and will take years to get where we may be years from now....since we are always adding/subtracting, and inventing new systems based on changing money, markets, etc...REI is just an example of problem solving, with dollar signs.Our tagline is "Knowledge Taking Action"...so every event has a section of it devoted to "action plans" based on the theme/topics.

Talked to CPA briefly some options.... 1) Set up S corp if have not already2) Buy leveraged class A low cashflow property for the tax write offs 3) Tax deductable retirement accounts/medical fund (but doesn't make sense for people like us who can see higher returns in real estate)4) Increasing marketing before end of year5) Rolling over/delaying any commisions/profits into next year to stay away from losing QBI thresholds. 

The plus side was when I cashed out in 2007 due to medical reasons I secured our future. 

Have no future plans of wanting to be a doctor or developer.