There was no way I was giving these people 32k of my money only to not see something in the fine print about the "refund policy."  

There are organizations that have this niche, Habitat For Humanity for example but they can't use government funding and others move in where they leave off.

It's at Vista Print at vistaprint.com.  

@Dawn Anastasi perhaps could clarify what is usual and customary in Wisconsin.Here is a government website I found on-line that seems to provide clear and practical information about the tenant and landlord relationship and law in Wisconsin.

Government agency called the Federal Housing Administration. 

Now a wholesaler may argue, "not my problem they don't understand or read the fine print".

With no experience in government, Ben Carson is a bit of an unknown.

The employee can access their own HR account and get a print out of recent pay, and wage verification is on that also.

Certainly, most people in this country lost a lot during that time, but among the "average Joe," there were fewer capital assets owned and therefore less of a proportionate drop (though if your sole asset was your primary residence, you probably lost a lot as well).Then, during the period from 2009-2012, if you were rich, you likely had some opportunities that were pretty unique in an historical sense -- real estate was as discounted as its ever been, taxes were low, fear was rampant, government policy favored them, etc.

I am working on the same assumption, I am certainly not willing to place my future on the government, I choose to take charge as most of us RE investors are doing.