A lot of people are predicting rates to be back in the 5s in the next 12 months...and it will be very interesting to see what happens to home prices since that would drive more buyers again.I know the last few deals I got under contract with my clients last week, we have seen anywhere from 1-3% in concessions and price reductions, so very strong buyers market since there is not a lot of buyers out there...I know I personally just bought with the thought process that as rates pull back, the home prices will go up with more buyers.

They/I/we can show you how we crushed the 8-10-12% COC return you’re randomly predicting for the future stock market based solely on random start/end dates. but that won’t give you the skills or knowledge of how to do it. . 

And since no one can really predict for sure what will happen, I believe it's better to reduce the risk of guessing wrong by diversifying into multiple asset classes.

Although one might think of refinancing as a viable approach when rates drop, predicting such shifts in the financial terrain is, unfortunately, beyond our skills—it could be a year or even a decade away.I would love to gain insights into how many of you are structuring your financing in today's market.

Since you have mortgages and debt then one can only predict that one may have trouble with their bills.

Tough to predict the future, huge risk, I agree. 

Doesn't mean I am preaching to buy and everyone should be buying bad dealsNo... but I can't predict the future, nor can I forecast any trends.

I would check out Dave Meyer's 2024 Housing Market Predictions to better inform your decision.

Rates are predicted to go up.

The unspoken truth is that cash flow is NOT reliable or predictable.