Personal credit is excellent but the banks keep telling me that I have too many accounts, although I don’t have balances on most of them.

Charlestown is an excellent place to invest in right now.

Leases are NOT one size fits all.  

This guy plays in that MF sandbox and even if he isn't a good fit, you will be impressed with what he does. 

We have the excellent problem of lots of interested in our soon to be vacant unit.   

I crunch your numbers on my excel sheet and here is what I got. purchase325,000 Down: 3.5% = 11,375Closing: Roughly: 5,000Repair cost: 5,000 (All units need some sort of love.)Gross Monthly Rent: 2000 (assuming the numbers you gave)ExpensesMortgage: 1,497Tax: 604 (I think Salt lake is 2.2%)Insurance 2%: 55water: 50Gardener, snow removal, etc( 100)Cap X 6%: 120Maintenance: 100 (50/unit.

@Brooks McLean pick some criteria for what types of properties you would like to invest in and find a realtor to set you up with some automatic alerts of properties that fit your criteria when they come on the market.

The SBA has a 504 loan that may fit your profile and give you the funds needed to acquire your building for about 10% down and around 4.5% interest.

Eventually, before closing, you will need to "disclose it" to them, but it's very possible to do so in a way that they won't even care; it will be a technicality to them, and nothing more, because you've done an excellent job delivering them the exact solution they needed, and they trust you. 

You can do a search on any number of government survey website for population growth, median SFH purchase price, unemployment rate etc.. to determine if it's a market that fits your desires.I did just purchase a mix use property in upstate, NY and wanted to chime in with some concepts you may or may not be aware of.