It coming through the foundations so it is the HOA responsibility, i had to chase them for a year until they sent someone to put some liquid concrete and foam in the cracks between floor and walls outside last October.

Do not go chasing a market. 

Do an goo job and this turns into people seeking you out, looking to sell contracts they are holding, instead of you chasing a random, one time note holder seeing if they just might want to sell.

Note our account with TD Ameritrade had really low rate 3-4% last year, not sure what that is now but it is variable.7)  Get a cash advance credit card, with 0% intro APR and roll over your more expensive debt.At one point early on we had a Prosper loan, Chase card, US Bank Card, Wells LOC and Wells Card that were all close t their limit.  

This is a prime RTR example in my city...this is the most homicidal neighborhood in Columbus...to give you an idea, gun violence is so bad here the police created technology to "hear" bullets so they could respond quicker...I know the maintenance man at a nearby hospital that informed me they have so many roof leaks they can't keep pace...all from falling bullets....I have seen gang members chasing other gang members with shotguns nearby...I don't drive in this neighborhood because everyone is drunk at 10a and nobody has car insurance...After sitting on the market for 242 days an expiring at $49k list price, RTR "flipped" this proper for $120k resale and represented the location as B+...most of their Cleveland inventory is like this... this isn't just RTR...this is the bulk of the TK industry...Here are your current closed compsThis is 165 S Oakley...$105k...full reno and move in ready I'm not calling out RTR arbitrarily...I have nothing personal against them...these are just facts that I know about Ohio. 

I am seeing Harrisburg PA investors from out of state chasing numbers and making the mistake of not truly knowing the area and meeting the right people.Examples include remote wholesalers pitching $60k deals in combat zones that are worth only $10k.

My advice is stop chasing unicorns (real estate) and focus first on fixing your financial situation.

As is, now more $$ time & effort needs to chase that which is lost.

I have gotten away from accepting cash but if I have to I meet in a common location, I won’t go to the building to pick it up because I don’t want to be chasing down rent every month.You have to train your tenants what behavior you want such as being on time with the rent and to pay by epayment or check.

I'll cut to the chase...July 7th, 2020; I entered into contract with my sellers and set closing to occur by Aug 7th, 2020.