My name is Erick F. Jarquin.  I am in the global trade of fruits and vegetables.  I work as a Director of business development for the Caribbean and Latin America.  I have zero experience in the real state market but ...

As stated above, except for any food or drink you happen to order, there is no charge to attend.

Health care, food, shelter, clothing, and barbers.

You provide the place and leadership, they bring food and drink.I highly suggest creating your own Facebook page & group.

Learn to love the process of breaking your food addictions.- If you're a real estate professional, learn to love generating and converting new leads.

Do you go to McDonalds drive thru and pay after you get your food?  

She does other things like make him food as payment.

Just some food for thought.

We will have some free food and the restraint has a 2 for 1 drink special until 7:00 PM so please come join us if you are interested.

Hello Everyone.....i just joined this forum bc as i was scouring the internet over the last couple of day this forum kept popping up as full of information. so thank you all for letting us newbies access all this wealth of info. my situation is as follows. current mortgage balance on 2 family home: 360k @ 3.75% for 30 years ($2300 montly PITI)current market value by a local Credit Union: 553kjoint Debt between me and wife: 77k (majority is student debt)Montly Debt payments: $1265.00Rental Income from Duplex Apt upstairs: $1700.00my idea is to get a 10/20yr HELOC for 80k to consolidate our Debt obligations and then paying only the interest on the HELOC (5%) is a 333/month payment. basically converting our 1265.00 montly debt obligation burden into a 333.00 burden. we would be responsible for the mortgage (2300.00) and the HELOC interest payment (333.00) which is 2633.00this minus the 1700 rental incomes makes our montly home burden 933$ dollars.our monthly income combined is approx 6k after taxes but we also have daycare and food and car insurance and the like. my idea was to basically transfer and extend our current debt to a lower montly payment as we plan on moving in 1.5-2yrs and then fully renting our 2 family home which should bring in about $3500 a month conservatively (city property with 2 parking spaces). the rent of the home would cover both the mortgage and HELOC interest payment and STILL be positive cash flowam I wrong to think that then the HELOC would basically be paid by the Tenants and not me....in a way i would have transferred our CURRENT debt to another debt vehicle which would then be paid by someone else. the plan after paying all of our non HOME related debt would be to save aggressively. i am thinking 2k-2.5k a month should be doable. although i have also thought about aggressively paying down the principal on our primary mortgage instead.am i missing something. i know people dont like HELOCS bc of the variable rate...but is interest rate important when someone else is making the payments?