It turns out Kansas City has clay soul so foundation issues are kind of normal and they know how to remediate it.

Then about 3 years ago, an electric bill that normally runs about $100/month, was billed over $3,000, and I was glad I chose to manually pay on-line.

It will still cash flow about $200 but just didn’t know if that’s normal or too high.

Currently, my wife and I rent a 1 bedroom apartment in Westchester county, and both have normal day jobs. 

Are houses that back up to creeks normally more or less expensive than comparable homes without creeks?

This info is pretty important.I've found that some agents can be complacent when working with investors as they may be used to working with normal homeowners.

Normally I would say HELOC but in your case I'd refi to get rid of PMI. 

Below is part of an email I received from my property management company after I asked them if they could get me three quotes for repairs / work that need to be completed:"Damien,Estimates are not going to be free ( Cost of normal estimate is $89) and I might can get two different estimates but I don't have 3 licensed vendors to do estimates for all the stuff on the list. 

With that said, I know homes at 40^ occupancy that makes TONS of money (although those are normally larger properties)2.

Last multi-family we made an offer on had 8 offers on it, and that is fairly normal.