Banks are taking their sweet times on some homes. 2-3 years of not paying is pretty average in this area...Heck sometimes they just give the house to the borrower!

graet point Al Williamson...as a personal rule, i have stayed away from buildings where one tenant is on top of another..for one thing, the noise as al said..another is plumbing leaks from one apartment down into the other..if a tenant keeps their shower curtain open, it will eventually leak down into an apartment below...if it leaks into their kitchen below,they see the damage and hopefully stop...if it affects another tenant, they may not realize or it care to change their bad habits

One of the best things you can do in my opinion is stop studying.

Don't stop there.

This would be my first time buying a home, but I figure most home buyers are probably borrowing more than 45k when obtaining SFH with prices of 100k plus.

Gonna go with a new realtor; I stopped short of telling her I want her to pay my mortgage for the month that it was at the wrong price.

Her credit score wasn't as high as mine, but her income was good, so she applied to purchase the rental property all on her own and got approved.Not sure how it would work with a no-income primary borrower, but it's a good question.

It will always be feast or famine and when you stop flipping, the income stops.

When you borrow money, you sign a promissory note that you will repay that debt.

One to buy, two to sell and two to borrow.