The LLC is a pass-thru entity, so any and all income would pass-thru to your individual income tax return and would not solve your problem. 

Can I use two different contractors for a 203k loan, or does it have to be one individual one.

I have to provide them with an updated insurance policy as the current one is about to expire and they will issue authorization to close.

Investor psychology is unique to each individual, whether they are more aggressive or conservative; I find myself in the moderate-conservative camp throughout my investing career (yes, I have listened to Dave Ramsey since 2000).  

With that being said, I would approach from the angle of building a lasting business relationship with the individual.

While looking on Craigslist for properties about a month ago I came across a post from an individual claiming to be a real estate investor looking to downsize his portfolio and maybe willing to work with someone to help get them started.

I was asked to send a copy of my Drivers License, as well as the front and Back of my Credit Card, after already sending the seller the info off the card and singed an authorization Affidavit.

Finally, Adrian Allen wrote a post a little over a year ago on "stress testing" individual deals. 

This has been a good read with valuable info about what to expect with the authorities in Muskegon.

I am a motivated individual.