Meaning I haven't find alot of books that will go through the whole process from beginning to end.

Many of these listing agents have worked hard to achieve their status as go to REO agents and may have multiple listings.Good luck.

I was thinking $25,000 but that doesn't leave me a whole bunch of room to negotiate.

Is it better to measure it per mailing or for the whole campaign?

You have to look at what you are trying to achieve.

Your holding costs need to include at least the interest payment, if not the whole payment.

I purchased a house in 2006 for $455,800 as an investor and first time home buyer and I haven't worked for one whole year since then, so income flowing in is a major issue for me.

I am a mortgage specialist out of Illinois who can work with many types of real estate investors to achieve their financing needs.

They might as well buy it for 3 B they have invested money to bail them out.And yes Countrywide was very proactive, but unfortunetly they were too greedy.When I was in whole sale 2003-2005 they were using there retail division to contact and compete with there wholesale division.I know of several brokers that had deals in at countrywide that had there loans biked by a retail rep at countrywide.

On the other hand, if inflation really kicks up and interest rates start up, I wouldn't be surprised to see a whole flurry of due on sale calls.If the buyer doesn't pay, you have to foreclose.