I hesitate to get rid of it because I’m locked in at a 1.875% interest rate for a 15 year loan.

Were you so far under market that even an increase 20X the going rate left you under market?

I have a rental that has a great rate and low mortgage so I make a nice amount of income from it .

Duane,What not a HELOC at a good rate from your local credit union?

you can DM me if you are interested or get in touch joseinvestorny(at the rate of) gmail(dot)com. 

AlabamaEffective Property Tax Rate (2019): 0.37%4Typical Home Value (2022): $189,9766Annual Taxes on Home Priced at State Typical Value: $702.9

How are the vacancy rates looking?

I haven't heard much about Durham but I do know the Columbus population on a percentage basis is growing at a rapid rate.

Become a private moneylender until rates are down.

I know the general basics of the market, the business model, etc, but I was hoping to take my knowledge to the next level.My biggest goal right now is to own a rental property before I graduate college (currently a junior in high school).For context, I love reading books about investing and personal finance (I have a very solid foundation of knowledge built up) and I currently have a portfolio of about 11k between stocks and crypto.