The Texas VLB has an even deeper rate for Texas Veterans and will provide an extremely low rate that you cannot get anywhere else for veterans with over 30% disability. 

@Kenneth Liz when it comes to low priced properties like that in philly, make sure you know the market that you are getting into.

By trying to make the original sale price as low as possible and the assignment fee as high as possible you are not an agent of either party.That said if it appears you are claiming to sell the property and not the contractual rights to purchase the property it might be deemed that you are acting as an unlicensed real estate agent. 

The bank wants to start at $350,000 (which sounds low enough to get me excited).

also what 30 yr fixed  rate are you considering and what are the closing costs/ loan fees  associated  with the refinance …..you might ask  for  " low cost "  rate options for the refinance  in order to keep these expenses down …...if you refinance the loan to a new  30 yr fixed in order to make it cash flow better - always keep in mind that you can  apply extra payments to the new loan to  whittle the balance down

My opinion is 1% of wholesalers are making 99% of the money...low barrier to entry.

I did purchase it at low market price, but it did not need much work. 

Essentially: you'd pay a brokerage a low flat rate (usually a few hundred bucks) to literally just list your property in the MLS, and nothing else - you'd still have to offer a reasonable commission to a buyer's agent as part of the listing agreement, and you'd be responsible for setting your own pricing, handling showings, negotiating with buyers, handling the paperwork, etc.

Any recommendations that are user friendly with low associated fees?

Maybe offer a low preferred return too.