Mullineaux explores this topic more in a recent article from American Banker where he calls these new regulations an industry shock, “an unanticipated development or event that significantly alters the cost and or revenue structure in a particular industry.”The increasing fixed costs that banks have seen in recent years in order to become compliant with new regulations under Dodd Frank have certainly spurred M & A activity.

I was hoping to get some guidance on how Canadians can start investing in American Real Estate?

All the Free Checking banks covered costs with those fees which they considered "voluntary".So the Govt, in an effort to help the poor, hurt the poor by eliminating free checking from most banks (the ones left are planning their elimination I read in American Banker yesterday).

They are international (though not American) cards.

And I laugh at Obama, who will go down as the WORST president in American history.

So far the American Taxpayer is the proud new owner of about $1.5 trillion worth of MBS (a.ka. dog crap).Here's a little blurb about the Fed discontinuing buying MBS's.Beginning in January 2009, and every single business day since then, the Fed has been buying up Mortgage Backed Securities (in a very non transparent market).

Recently it was American Airlines and Wells Fargo.

There are no zoning laws, no regulations that tell you that you can’t do something, no barriers, and no real historical preservation societies to speak of.

The properties will all be for americans with disabilities.

felt like putting a smile on everyone's face with some good 'ol boy American brands like Kool-aid