Getting equity out of a credit card

[Sharon Rolel]

I have 3 credit cards, student cards which have annual rates of around 6%. Combined, the credit I can use is around 20k$ a month. They are international (though not American) cards. I use maybe 2k of that, and I never use credit to pay for anything, just charge the card and pay it off automatically each month.

Can anyone think of a way to utilize these (what I think are) outrageous terms?

Just to make it clear, this isn't a loan (I have taken everything I can at even better terms), just the amount of credit I can use monthly with the cards.

[Ed L.]

My wife uses a combination of credit cards and a unsecured LOC to fund her ebay business.

She always pays the CC off at the end of the month, but will let the LOC carry a balance due to the interest rate being 5%...

She will probably do 1/4 million in sales this year...

We got a whole lot of skymiles lol....