However I was aiming more at “Disruptive innovation” or technology as in a new product or service that replaces, or displaces, a conventional product or service.

Bigger Pockets has groomed me to aim for a 10%-12% COC ROI, 8% at the lowest.

I know when I do my developments we aim to pay cash for the dirt and have had no problem them getting financing for horizontal and vertical without any more cash.. but there has to be a nice chunk of cash somewhere at least dealing with the banks I deal with.

@Monica WilliamsI prioritize cash flow and I aim for market appreciation (also force appreciation) by buying in up-and-coming areas.

As such you need to evaluate your risk threshold and the income/equity you should protect and see if you need to supplement with asset protection strategies (entities, trusts, LLC, etc).LLC is used for liability protection - insurance against litigation. 

I don’t consider future appreciation much my reason for buying rental properties is to supplement my retirement income, so that means it has to cashflow generously which means the 1% rule or better. 

I currently have a one rental property in the Bay Area and I am looking for other ways to supplement my salary from my full time job. 

Even with an entity that compartmentalizes the liability between properties, I still aim to keep the overall holdings of a Series LLC to below $2 million and recommend this to all the clients I work with.

This is by no means aimed at the OP but merely for discussionHow do you think a tenant would react if they brought me notice to terminate and I told them no I wanted them to continue to stay there and pay rent ?

We aim for 8.5 or lower.