@Katie Griffin I have lived here my whole life. 

Account Closed  there are all kinds.... in our area we have a very big Russian community. and they are fierce negotiators and one of their favorite tactics is to on the day of closing when everyone has their moving trucks and life plans put together.. they want to renegotiate and take some amount of money off can be small 2 to 5k or more.  

Item Cost Life years Months Cost Per Month Roof $ 6,000.00 25 300 $ 20.00 HVAC $ 4,500.00 15 180 $ 25.00 Hot H2O $ 550.00 8 96 $ 5.73 Flooring Carpet $ 1,800.00 5 60 $ 30.00 Flooring Laminate Wood $ 1,800.00 10 120 $ 15.00 Interior Paint $ 2,500.00 6 72 $ 34.72 Exterior Paint $ 3,000.00 8 96 $ 31.25 Revamp Plumbing $ 1,500.00 20 240 $ 6.25 Revamp Electrical $ 3,500.00 30 360 $ 9.72 Misc $ 200.00 1 12 $ 16.67 Monthly CapEx Allowance _ _ _ $ 179.34 

Always buy right and it makes the life of the investment a great journey. 

Owner occupant only. 3% down with PMI that drops off, unlike FHA MI which is there for the life of the loan.

I think a big part of all we do in life is mental.

If you bring any of your personal life in to this venture, it will chew you up and spit you out.

Though I've lived here most of my life.  

Start out strong building that healthy reputation and it will follow you throughout your life. 

Keeping it simple is usually best in most things in life, right?