., you should look at a self employed 401k, a self employed IRA, and a health savings account. 

Our Dilemma Now that our savings is basically depleted and any emergency we may have health-wise could wipe that out and accrue debt for us (I'm uninsured), it has motivated me to make a change.  

I recently attended a webinar that is promoting access to various types of leads (foreclosures, pre-foreclosures, vacant properties, tax delinquencies, etc.) for purchasing properties.  

I don't really care if people want to throw their money and health away (it keeps my renter base strong) but I don't want them smoking it in my rentals.

He’s in very poor health and likely will not survive much longer (3-6 months).

I follow a tough but kind approach in life and business. keep in mind even though I am sure Jim owns a lot of his own rentals.. he is a very large PM so its not his call he is working for his clients and owes a fiduciary to them to remove non paying tenants as quick as possible holidays health does not matter.. its his job its what he gets paid to do. 

I think you were being way too nice prorating their rent when u had a working furnace..... unless the furnace is some kind of a safety or health hazard....... you shouldn’t have to replace it, and I agree with Brian Larson, if they are misusing property because they don’t like the furnace, I would make them pay for repairs......or evict them.

To this day I am shocked someone could be so naive about something they were promoting (see PR/marketing) 

If so you should be marketing and promoting that link on all social media.

According to 105 CMR: DEPARTMENT OF PUBLIC HEALTH 410.400: Minimum Square Footage(A) Every dwelling unit shall contain at least 150 square feet of floor space for its first occupant, and at least 100 square feet of floor space for each additional occupant, the floor space to be calculated on the basis of total habitable room area.