You just need a plan to pay it off. 

I bought a primary residence house last year which I am not planning to house hack.

One way is to increase the rental income on the building as well as think about other streams of income from the property, perhaps there's parking or storage you can rent to their neighbors who would need it?

Purchase price: $700,000 Cash invested: $32,000 This community consists of 16 spaces, 4 Tenant Owned Homes, 2 Vacant Spaces, and 10 Park Owned Homes.

2) You did not ask for a PAYMENT PLAN IN WRITING WITH SPECIFIC PAYMENT DATES & AMOUNTS AND COPIES OF PAYCHECKS!

If you plan on living there a while, an extra living space would be great, but if you plan on selling it soon, I don't think it's a great investment of your time and money. 

What would be your plan for the property?

The plan would be to market the bottom level weekly during the peak season and split the off-season rental monthly and weekly.

Plan to re-fi down the road and create entities then to put it in, and fully keep it separate.

Very comfortable with taxes, but haven’t done tax work for years, so sometimes I seek advice on things I’ve forgotten.No one is going to do the level analysis and planning that I do with my own taxes, so I’m fairly certain I’m saving a significant amount of money in legal tax avoidance.