These types of industrial employers often require short-term, furnished housing for contract workers.- Tennessee Technological University: As a large university in Cookeville, TTU likely generates demand for furnished rentals from visiting professors, researchers, and other academic staff.- Tourism and Hospitality Businesses: Some local forum post mention that Cookeville has a strong tourism and hospitality industry, which could drive demand for furnished short-term rentals and extended stay hotelsI also checked to see what other listings are available and found about 4 comparable listings ranging from $1300-1500/month.

Realtors are required to bring all offers so by all means feel free to make an offer. 

It also requires a small monthly payment, so once it's started we've got our impetus to meet at least once a month (lol).Speaking of which, I'd say it's nearing the time to propose another Yokohama area meet-up!

They will do the price shopping for you and find the based vendor based on your requirements. 

Would it require you to change your lifestyle? 

Check around, as they might also require a ton down.  

I'll try to be helpful and concise here without being too long-winded...ESPP - Typically you buy this at a discount (Usually 15%) typically you get beneficial tax treatment on the discount and won't have to pay income tax on it as long as you hold it for their required holding period.

You may consider looking for seller's that will consider seller financing that may not require as large a downpayment. 

i.e. if you had a $190,000 hard money loan on House 1, you'd be able to get 80% LTV no problem with no seasoning requirements as rate-term refi

Along with the FHA loan, check out the loan from the Neighborhood Assistance Corporation of America (NACA).NACA was formed in 1988 and provides an affordable option for potential first-time buyers:✅ No down payment✅ No closing costs or fees✅ No mortgage insurance✅ No consideration of credit score✅ Below market fixed interest rateThere are several requirements to be eligible, starting with attending one of their workshops.https://www.naca.comI wish you all the best.