Would you mind taking this 8 question survey to help me understand your pain points as an investor? 

Did the subject take a loan out with the company or decide not to?  

I'd have your contractor take a look at that as they are working on the JADU.

You aren't going to have success finding the right agent because you are taking something that is outside of your control (the new settlement) and already trying to figure out how to get the best service for less.

I had to take it to close the deal.Here is what I did: I cancelled the policy a week after closing.

Or do I want to take a general concept and start working on getting the funding under way?

Describe a magical tool that would solve the most challenging part of real estate investing.Thank you for taking the time to read this.

Loan to value ratio: The higher the loan to value ratio (LTV) is, pricing takes a hit.

These lenders are much fewer as it takes significant effort and additional funds to foreclose on a 2nd lien and take out the first position on the collateral property to get their money back. 

If it is, and I still want the deal, regardless of all these issues, taking some risk if the deal will close, I will put the money to the wholesaler in escrow with a clause that says, if the deal does not close in 2 weeks, the funds will be returned to the buyer, just to be safe..