I have excellent credit score so I don't want to do anything that will jeopardize it.ThanksChi

I'm not sure I want to bid on this home now, since I really don't want to bid on homes with HOAs, however, it is in a really good neighborhood and would make an excellent rental, so I might go ahead anyway. 

"There are two primary choices in life: to accept conditions as they exist, or accept the responsibility for changing them."

By using his/her excellent credit score and tax records, my partner will be responsible to find a bank that could finance 80% of the purchase (namely $1.6M).

Then she would visit our choices, take pictures, and give us a report about the pros and cons of each one. 

Ken Dunn, excellent information, I was told by a roofer that he would absorb my deductible cost, well never heard back from him after he spoke with my insurer! 

Hi, my name is Ryan. I'm at a bit of a cross roads in my life. I really want to be a real estate investor and property owner. I have a lot of passion for it. Long story short I grew up on a farm, worked everyday all d...

Option 2 is a higher/better price but has the closing pushed out 5-6 months until the ground has already thawed.If you're confident about your numbers then I think those are the two main choices.

House hacking is an excellent way to start.

As long as the numbers work, investing out of state where you have family is excellent.