If the borrowers feel they have been damaged by the mortgagee or mortgage servicer the pursuit of recovering those damages would require an attorney.  

here is what the report said (this is AFTER the first repair was done)Damaged/Rotted composite wood siding noted at chimney at rear side of home.

Bonus question: In general, when a home is damaged by tenant negligence or a simple accident (ie towel bar is accidentally ripped out leaving a hole in dry wall) , who is ultimately responsible for paying to fix that repair?

Damages for unlawful cutting, removal or burning of timber; misrepresentation of property lines."

He got the house for asking price of $540k.The seller had received 20 offers and never bothered to talk to anyone else.. they were too impressed with the big EMD.So they accepted his $540k offer and later gave up another $20k because of termite damage!!

@Susan Herschell Chris is correct that this is not only dangerous for the lender but also could result in a waste of time and damage your credibility as a buyer in the eyes of the listing broker.

But you'll pay for that with higher turnover, damage, unpaid rents, high maintenance tenants, etc.  

So it can damage a brokers reputation for the future and being presented future opportunities first for their clients.

Plumbing is one of those areas where I never want to skimp - even a little amount of water can do an incredible amount of damage.

Dress up if u want to be taken seriously.