@Charles Stewart IIMany people do not understand Dodd Frank, everything is legal:  Selling on cfd's, lc's, lease option's with rent credits, you just have to follow the regs.BUYING on terms you can do as many as you want.Look at lease with a rofr as an alternative to lease w option.Here is a Dodd Frank summary.Beware of Predatory Lending.Predatory lending is any lending practice that imposes unfair or abusive loan terms on a borrower.

I have denied thousands in coverage for tenants that were messy, negligent, or just plain careless and stupid because there was no "malicious intent".

If I can get cheaper salads it also helps my waistline  Am on a bus sorry for typos 

There has been some new legislation in the past couple of years and this year, such as the TRACED Act, the STIR/SHAKEN Protocol, the Pallone-Thune Telephone Robocall Abuse Criminal Enforcement and Deterrence Act, etc.

In other words, our loan was never DENIED, it was simply cancelled by our lending agent after we got the bad news.

Should she pass away (or "get hit by a bus"), you have to deal with her heirs with regard to your mortgage with her. 

You can read countless horror stories about abusive STR guests that have ruined relationships with neighbors, had run ins with the police, destroyed property, disrespected cleaning crews, etc.

Scottsdale passed two laws in 2021 designed to curb abuses by short-term renters.The first ordinance requires each property’s emergency contact to respond in person to the site within one hour for emergencies if police have to respond for complaints about unruly gatherings.The second ordinance sets fines at the maximum amounts allowed under state law. 

I have a room in basement apartment in my home that I am renting out.  I verbally accepted applicant but we have not signed lease or accepted any monies. The applicant is currently living with a friend.   I have gotte...

If you do work that required a permit and didn't get one, it's very likely the insurance company will deny any future claim.