Cory, that's a great Q because I just watched Phil's video on YouTube about personal finance where he compares Ramsey, Orman & Kiyosaki and brings up his most valuable resource, The Millionaire Mind by the PhD who interviewed, researched & studied over 700 millionaires most from two to $10M.

And it may explain why the property has been on the market for 5 months prior to my offer.

The one tenant mentioned there are gaps for air flow, which they tried to correct on their own (prior to us owning). 

Because I had problems with people prior claiming to be first, I told him he wasn't first even though he was.

Hi everyone -I'm working on a deal in Springfield NJ, but am having difficulty identifying comparable sales.  

This is definitely discussed at the beginning, prior to them taking possession of the property.Happy InvestingDerek Dombeck

This is just in case if someone will be able to suggest any RE business strategy, different one comparing to my question I am yet to ask, that will for sure meet all my four major requirements I want to have.

Underwriters may want to know if there were prior losses if previously insured.

All of the mls listing were vacant and needed work compared to 30 Carter which will need nothing at closing.

The primary reason is the low down payment (3.5% initial equity)   compared to the Refinance equity requirements (20% - 30%).