I’ve heard people getting title companies to do free ones for them.

Where a broker or investor fails is in two things: 1.

Additionally, many loans are tied in with the government and by concealing the transaction from the bank, the insurance company, and the government without full disclosure you might be breaking the law.

I'm sure that is true, because most mortgage companies aren't going to go searching for issues when there aren't problems - but in the truest sense of the word this is loan fraud and I'm just not up for it in my portfolio.I did hear from a friend of a friend type that she was able to close a subto with a small local bank somewhere in Georgia (property was also located there) because of a long standing relationship with the bank. 

Are there any good screening companies that screen Canadians?  

Make sure to connect with local lenders and brokers as it's beneficial for achieving your real estate goals.

Reach out to brokers in your area and see who can help. 

Although there is a cost to the investor, REIT's offer liquidity and can provide diversification within your portfolio.Real Estate Funds vs REITsA real estate fund is pretty much another form of a mutual fund, except it is focused on investing in the securities public real estate companies offer.

Very few brokers will want licensed wholesalers under their umbrella. 

AND you cannot separately sell or refinance that ADU in the future.That said, I ran across this company that seems to specialize in this type of addition: maybe they could help?