This China thing is extremely complicated to be digested, nobody owned house in China as they're all leasehold and not Fee Simple, you guys can correct me if I'm wrong.But saying China way is communism is very wrong too, it's modified hybrid version of experimental capitalism in socialism view it's more relevant that way rather than black and white commie or capitalist. 

. ;-)I perceive you are a "black and white" individual.

Maybe you collect nothing, but you destroy their credit and put a black mark on their profile for years to come so other landlords don't get screwed by them. 

I would paint the brown stone, siding, and those little access doors black, as well as the facia.

...continuedMy late father grew up in the rural areas where that traditional hut is usually found.We would visit grandma usually on Easter, Christmas.The homestead usually has four-five huts spaced twenty metres apart in a homestead setup.One hut is a big Kitchen where the family gathers at meal time, the other huts are bedrooms for the parents, boys, girls etc...then one other could be a guestroom as space should a visitor comeThe huts are made from logs for the walls, with mud for plastering, then thatch for roofing supported by some poles.Usually fifty metres away is cattle kraal and goat pen.Milking of cows or goats sometimes would happen early morningThese rural areas also know as reserves unfortunately most were in poor /marginal agricultural areas hence a rural to urban migration has occurred.In Urban areas the land would be most owned by the council.Some former farms where annexed as the city grew.So the the Urban Council which is the local government owns a lot of land and residents register on the housing waiting list.Over time the council flights a tender for a developer to service some of its lands for the provision of houses for those on the waiting listBy service that is add roads, water connection, drainage and sewer pipeline and connect to electrical grid.The house lots are most divided into lots 200 -300square metres or whatever ideal size.The aim is to provide affordable housing for those on the register.The house built will be inspected and approved by council at foundation, roof level and finally the council issues a certificate of occupancy when house is complete and inspected as safe and up to standardNow specifically to your questions1) Yes there are some developers who not only service the land but also build some of the houses.I don't know if they rent these out but i know they sell them, sometimes with terms.Affordable houses have a going rate of USD20/room/month at the minimum.Brick wall with asbestos roofing2) The renter/buyers of these type of house could sometimes be a civil servant (i.e teachers, nurses, policemen etc), self-employed tradespeople, diaspora (those working outside the country desirous to invest back home)3)Anything of value is their salary, profits of their small business4) Hard to build?

I notice that you're black, and I'm not going to presume to know how this works in the black community, but this is a pattern I've seen in the poor white community.

Plus, they pay me above market rents for leasing to black, single parent families in predominately white neighborhoods.

When black swans occur, banks do things you’d never expect.6.

Quote from @Marie Black: Quote from @Cooper Sewell: Quote from @Erik Browning: @Cooper SewellStraight from the VA Guidelines:Any purchaser may qualify to assume a VA loan; however, for a Veteran’s entitlement to be restored, a Veteran purchaser with sufficient entitlement must complete a Substitution of Entitlement (SOE) when the ROL is closed.

Quote from @Amanda Black: Hi all.