Do you drag it out for 25 years to increase your monthly cash flow with little pmt on the balance.

Create an Input Sheet of questions to ask sellers - work from this when making calls -There are three (3) important things you need to learn from a seller --About the existing FINANCING - how many loans - the amount of liens if any - the terms (balloon payments, interest rate and status and balances (current - payments due - foreclosures or tax sale pending)Next about the SELLER - why selling - where moving to - how fast do you want to settle - what are they going to do with all that cash - how can they help with financing - GET PERSONAL talk about yourself a little, but get them to talk about their job - their hobby - their work - their selling motivations.Next the PROPERTY - does it need any work, are there any violations - what are properties selling for in the area - how much would it take to fix or renovate the property - is it vacant?

If you know you'll hold it shorter term, don't pay a premium for a long term loan and focus on an adjustable.If you are confident in having a short time frame to hold, you might consider a loan with significant negative points, resulting in a sizable cash bonus covering not only the closing costs but giving you some cash back from the lender (or pay down your balance a bit), in exchange for a higher interest rate.  

@Peter Halliday Peter and Rishi are correct, Freddie Mac and Fannie Mae have Small Balance Loan programs for multifamily assets, 5+ units up to 80% LTV. 

You need to balance the risk of them leaving with getting the type, term and rental escalations you want in the lease.

I've never had missed payments on any accounts, my revolving credit accounts are less than 30% balance.

How do you balance sending offers out to find deals vs losing the patience of your realtor?

Balance = 70k .

If you want to protect your account numbers, set up one bank account solely for rent deposit and each month, transfer the balance to your operating account.About midnight on each last day of the months, I get multiple text messages from my bank notifying me of receipt of wire transfers from my tenants.

Thats why we get 1/3 to sign the contract , 1/3 at the start of the job and balance upon completion .