Disclaimer: I'm brand new to real estate investing; please feel free to correct any assumptions I have made.I am considering a purchase of a condo in a 4-unit complex as an investment property.

If you check your management contract, pretty safe assumption that it's not covered.

As rents rise you may get marginal cash flow, but over 5 years I predict a great mix of cash flow and appreciation (as @DavidGreene reminds us). hope this helps, and remember to run your own market data analysis and property analysis, utilizes showings, property visits, and convos with your local team to validate your assumptions.  

Their premise is that demand, rates and occupancy - all of which peaked during the pandemic - do not support the income assumptions for these DSCR loans so the banks and buyers are going to be in trouble soon.

Part of my frustration is conflicting stories or inaccurate assumptions from my PM.

Howdy Folks,I am in the process of analyzing some deals and I had a question regarding the insurance underwriting process. First, how is real estate insurance calculated, replacement cost? I want to be able to input a...

We expect rents to rise as interest rates go up and people fall out of the home buying market and instead elect to rent (is this a correct assumption?).

In the months and weeks leading up to this day I have heard a lot of remaining investors saying "nah, not gonna happen" or incorrect assumptions of being "grandfathered-in" so wouldn't affect them, of my personal favorite, the fact how the stipulation allows an investor who has done upgrades to make special request to be allowed to raise rents higher then 3%, yes, it has that "ability" through a system St Paul has said they are still "considering" the mechanism to apply for such (no approval process/application = no ability to even request such). 

I further supported these assumptions by figuring that at worst, the standard rooms would see 2x nights per week (Friday + Saturday) with once a month getting a 3-night stay. 2 nights/week x 4 weeks per month. = 8 nights + 1 = 9 nights / 30 days = 30% occupancy. 

So my assumption with a 1031 exchange is that if you have a primary residence and you sell it before your two year mark, I thought you could just roll any equity into your next primary as a 1031 to avoid capital gains, but now I’m hearing that you would be taxed for capital gains if you sell your primary residence before 2 years no matter if you roll your equity into another property or not.